Array ( [name] => Texla Health Care News: [uri] => https://www.healthcare.gov/blog [icon] => https://cdn.jsdelivr.net/npm/famfamfam-silk@1.0.0/dist/png/folder_feed.png [donationUri] => [items] => Array ( [0] => Array ( [uri] => [title] => RSS-Bridge: https://rssfeeds.webmd.com/rss/rss.aspx?RSSSource=RSS_PUBLIC resulted in 500 Internal Server Error [timestamp] => 1722067864 [author] => [content] => [enclosures] => Array ( ) [categories] => Array ( ) [uid] => ) [1] => Array ( [uri] => https://www.healthcare.gov/blog/report-life-changes-to-the-marketplace [title] => When life changes, let us know [timestamp] => 1721865600 [author] => Healthcare.gov [content] =>

Some life changes can affect your coverage and how much you save on your Marketplace plan. If you have a life change, like moving or getting married, let us know as soon as possible. You may qualify for a Special Enrollment Period to enroll in or change plans.

A new baby, a couple getting engaged, and a couple with keys to their new home with text “When change happens, let us know! It may affect your savings and coverage.”

What changes should I report?

There are 4 types of life changes you should report to the Marketplace:

Loss of health coverage, like losing job-based coverage or Medicaid or Children’s Health Insurance Program (CHIP) eligibility.
Household changes, like getting married or divorced, birthing or adopting a child, or a death in the family.
Movingto a new ZIP code, county, or state.
Other qualifying life events, like income changes or becoming a U.S. citizen.

Get a full list of changes to report.

How do I report changes?

Online: Log in to update your Marketplace application.
Phone: Call 1-800-318-2596 (TTY: 1-855-889-4325) and a representative can help you update your application.
In person: Find someone in your community who can help you make changes.

Learn more about how to report changes.

[enclosures] => Array ( ) [categories] => Array ( ) [uid] => [description] =>

What changes should I report?

There are 4 types of life changes you should report to the Marketplace:

Loss of health coverage, like losing job-based coverage or Medicaid or Children’s Health Insurance Program (CHIP) eligibility.
Household changes, like getting married or divorced, birthing or adopting a child, or a death in the family.
Movingto a new ZIP code, county, or state.
Other qualifying life events, like income changes or becoming a U.S. citizen.

Get a full list of changes to report.

How do I report changes?

Online: Log in to update your Marketplace application.
Phone: Call 1-800-318-2596 (TTY: 1-855-889-4325) and a representative can help you update your application.
In person: Find someone in your community who can help you make changes.

Learn more about how to report changes.

All Marketplace health insurance plans must cover 10 categories of essential health benefits. Essential health benefits are minimum requirements for all Marketplace plans. Specific services covered in each category may be different based on your state's requirements.

What’s covered? 10 Essential health benefits

10 covered benefits:

Ambulatory patient services (outpatient care you get without being admitted to a hospital)
Emergency services
Hospitalization (like surgery and overnight stays)
Pregnancy and newborn care (both before and after birth)
Mental health and substance use disorder services, including behavioral health treatment, counseling, and psychotherapy
Prescription drugs
Services like physical therapy, occupational therapy, and speech therapy
Laboratory services
Preventive and wellness services and chronic disease management
Pediatric services, including oral and vision care (doesn’t include adult dental or vision coverage)

Plans must also include birth controland breastfeeding coverage. Some plans may offer dental and vision coverage.

[enclosures] => Array ( ) [categories] => Array ( ) [uid] => [description] =>

10 covered benefits:

Ambulatory patient services (outpatient care you get without being admitted to a hospital)
Emergency services
Hospitalization (like surgery and overnight stays)
Pregnancy and newborn care (both before and after birth)
Mental health and substance use disorder services, including behavioral health treatment, counseling, and psychotherapy
Prescription drugs
Services like physical therapy, occupational therapy, and speech therapy
Laboratory services
Preventive and wellness services and chronic disease management
Pediatric services, including oral and vision care (doesn’t include adult dental or vision coverage)

Plans must also include birth controland breastfeeding coverage. Some plans may offer dental and vision coverage.

A new address may mean new health coverage and savings options. Report your address change to get the right plan and savings for your household.

Address change? Your coverage options may also change

Move within the same state:

Report your address change to the Marketplace .
Your coverage options and savings probably won't change based only on your new address. We'll let you know if you need to pick a new plan.

Move to a new state:

You'll need to start a new Marketplace application and pick a new plan.
Some states have their own Marketplace. Check your state.

Get details on how to report a move.

[enclosures] => Array ( ) [categories] => Array ( ) [uid] => [description] =>

A new address may mean new health coverage and savings options. Report your address change to get the right plan and savings for your household.

Move within the same state:

Report your address change to the Marketplace .
Your coverage options and savings probably won't change based only on your new address. We'll let you know if you need to pick a new plan.

Move to a new state:

You'll need to start a new Marketplace application and pick a new plan.
Some states have their own Marketplace. Check your state.

Get details on how to report a move.

[link] => https://www.healthcare.gov/blog/moving-can-impact-your-health-coverage [guid] => https://www.healthcare.gov/blog/moving-can-impact-your-health-coverage [pubDate] => Thu, 27 Jun 2024 00:00:00 GMT [dc] => Array ( [creator] => Healthcare.gov ) ) [14] => Array ( [uri] => https://www.healthcare.gov/blog/new-baby-could-mean-new-health-coverage-options [title] => Marketplace coverage after birth or adoption [timestamp] => 1718236800 [author] => Healthcare.gov [content] =>

When a new baby arrives, you have a Special Enrollment Period for health coverage. You have 60 days to enroll in or change Marketplace coverage for your baby — and all household members on your Marketplace application. You may have new coverage options with better savings.

Update your application online

Already have a Marketplace plan? Report the change.
Apply for the first time. Your coverage can start the day of the event, even if you enroll up to 60 days afterward.
You get free preventive benefits with Marketplace coverage, like well-baby visits.

Learn more about Special Enrollment Periods and how to apply.

[enclosures] => Array ( ) [categories] => Array ( ) [uid] => [description] =>

Update your application online

Already have a Marketplace plan? Report the change.
Apply for the first time. Your coverage can start the day of the event, even if you enroll up to 60 days afterward.
You get free preventive benefits with Marketplace coverage, like well-baby visits.

Learn more about Special Enrollment Periods and how to apply.

[link] => https://www.healthcare.gov/blog/new-baby-could-mean-new-health-coverage-options [guid] => https://www.healthcare.gov/blog/new-baby-could-mean-new-health-coverage-options [pubDate] => Thu, 13 Jun 2024 00:00:00 GMT [dc] => Array ( [creator] => Healthcare.gov ) ) [15] => Array ( [uri] => https://www.healthcare.gov/blog/understand-your-options-if-you-lose-medicaid-or-chip [title] => Lose Medicaid or CHIP? Stay covered 4 ways [timestamp] => 1717027200 [author] => Healthcare.gov [content] =>

You have health insurance options if you lose Medicaid or Children’s Health Insurance Program (CHIP) coverage.

Lose Medicaid or CHIP? Stay covered 4 ways

4 ways to stay covered

1. Get a Marketplace health plan. Most people qualify for savings to lower what they pay for their monthly premium and when they get care.

You can apply and enroll in a Marketplace plan as early as 60 days before your Medicaid or CHIP coverage ends to avoid a gap in coverage.
From March 31, 2023 – November 30, 2024, you can apply for a Marketplace plan any time after your Medicaid or CHIP coverage ends. You have 60 days after submitting your application to enroll in a plan. Your coverage starts the month after you complete your enrollment.

2. Re-apply for Medicaid or CHIP through your state. You may still qualify.

3. Decide between a job-based plan or Marketplace coverage, if your employer offers health insurance.

4. Sign up for Medicare, if you qualify (like if you’re 65 or older).

Learn more about staying covered if you lose Medicaid or CHIP.

[enclosures] => Array ( ) [categories] => Array ( ) [uid] => [description] =>

You have health insurance options if you lose Medicaid or Children’s Health Insurance Program (CHIP) coverage.

4 ways to stay covered

1. Get a Marketplace health plan. Most people qualify for savings to lower what they pay for their monthly premium and when they get care.

You can apply and enroll in a Marketplace plan as early as 60 days before your Medicaid or CHIP coverage ends to avoid a gap in coverage.
From March 31, 2023 – November 30, 2024, you can apply for a Marketplace plan any time after your Medicaid or CHIP coverage ends. You have 60 days after submitting your application to enroll in a plan. Your coverage starts the month after you complete your enrollment.

2. Re-apply for Medicaid or CHIP through your state. You may still qualify.

3. Decide between a job-based plan or Marketplace coverage, if your employer offers health insurance.

4. Sign up for Medicare, if you qualify (like if you’re 65 or older).

Learn more about staying covered if you lose Medicaid or CHIP.

[link] => https://www.healthcare.gov/blog/understand-your-options-if-you-lose-medicaid-or-chip [guid] => https://www.healthcare.gov/blog/understand-your-options-if-you-lose-medicaid-or-chip [pubDate] => Thu, 30 May 2024 00:00:00 GMT [dc] => Array ( [creator] => Healthcare.gov ) ) [16] => Array ( [uri] => https://www.healthcare.gov/blog/health-coverage-for-young-adults [title] => Health coverage for young adults [timestamp] => 1715817600 [author] => Healthcare.gov [content] =>

Health insurance can protect you at any age.

4 health insurance options for young adults:

Your college or university: If you're in school, you can enroll in a student health plan.
A parent’s plan: If you’re under 26, you may be able to join a parent’s health insurance plan.
The Marketplace: You can enroll during Open Enrollment November 1 – January 15 or at other times of the year if you have certain life events (like a move) or if your income is within a certain range. Get a quick overview of the Marketplace.
Medicaid: You may qualify for free or low-cost coverage through Medicaid. You can apply any time and if you’re eligible, you can enroll immediately.

Learn more about getting covered if you’re under 30 .

[enclosures] => Array ( ) [categories] => Array ( ) [uid] => [description] =>

Health insurance can protect you at any age.

4 health insurance options for young adults:

Your college or university: If you're in school, you can enroll in a student health plan.
A parent’s plan: If you’re under 26, you may be able to join a parent’s health insurance plan.
The Marketplace: You can enroll during Open Enrollment November 1 – January 15 or at other times of the year if you have certain life events (like a move) or if your income is within a certain range. Get a quick overview of the Marketplace.
Medicaid: You may qualify for free or low-cost coverage through Medicaid. You can apply any time and if you’re eligible, you can enroll immediately.

Learn more about getting covered if you’re under 30 .

[link] => https://www.healthcare.gov/blog/health-coverage-for-young-adults [guid] => https://www.healthcare.gov/blog/health-coverage-for-young-adults [pubDate] => Thu, 16 May 2024 00:00:00 GMT [dc] => Array ( [creator] => Healthcare.gov ) ) [17] => Array ( [uri] => https://www.healthcare.gov/blog/did-your-income-or-household-recently-change [title] => Changes big or small, let the Marketplace know [timestamp] => 1714608000 [author] => Healthcare.gov [content] =>

Whether you moved to a new state or had or adopted a baby, let the Marketplace know. You may qualify for new savings or coverage options.

A woman at home with a baby on her lap looking at a laptop screen with text "Report your life changes to the Marketplace."

Get the full list of changes to report.

Ready to report? You can update your application to report a life change online, with an assister in your community, or by calling 1-800-318-2596 (TTY: 1-855-889-4325).

[enclosures] => Array ( ) [categories] => Array ( ) [uid] => [description] =>

Whether you moved to a new state or had or adopted a baby, let the Marketplace know. You may qualify for new savings or coverage options.

Get the full list of changes to report.

Ready to report? You can update your application to report a life change online, with an assister in your community, or by calling 1-800-318-2596 (TTY: 1-855-889-4325).

[link] => https://www.healthcare.gov/blog/did-your-income-or-household-recently-change [guid] => https://www.healthcare.gov/blog/did-your-income-or-household-recently-change [pubDate] => Thu, 02 May 2024 00:00:00 GMT [dc] => Array ( [creator] => Healthcare.gov ) ) [18] => Array ( [uri] => https://www.healthcare.gov/blog/preventive-services-you-dont-want-to-skip [title] => Preventive services you don’t want to skip [timestamp] => 1713398400 [author] => Healthcare.gov [content] =>

Put your health first – get free preventive services. Screenings, check-ups, counseling, and keeping a healthy lifestyle can help you avoid more serious illnesses. You and your doctor can decide which services are right for you. Remember that services are free only when delivered by a doctor or other provider in your plan’s network.

Woman getting blood pressure test with text “Free preventive services keep you healthy.”

What are some common preventive services?

Common preventive services include:

Blood pressure screenings
Cholesterol screenings (for certain people at higher risk)
Depression screenings
Vaccines

Get more information on preventive services available to you and your family.

How can I find a provider in my network?

There are a few ways to find in-network providers:

Check your plan's provider directory by contacting the plan or visiting the plan's website.
Call your insurer to ask about specific providers.
Call your doctor's office.

Learn more about getting the most out of your coverage.

[enclosures] => Array ( ) [categories] => Array ( ) [uid] => [description] =>

What are some common preventive services?

Common preventive services include:

Blood pressure screenings
Cholesterol screenings (for certain people at higher risk)
Depression screenings
Vaccines

Get more information on preventive services available to you and your family.

How can I find a provider in my network?

There are a few ways to find in-network providers:

Check your plan's provider directory by contacting the plan or visiting the plan's website.
Call your insurer to ask about specific providers.
Call your doctor's office.

Learn more about getting the most out of your coverage.

[link] => https://www.healthcare.gov/blog/preventive-services-you-dont-want-to-skip [guid] => https://www.healthcare.gov/blog/preventive-services-you-dont-want-to-skip [pubDate] => Thu, 18 Apr 2024 00:00:00 GMT [dc] => Array ( [creator] => Healthcare.gov ) ) [19] => Array ( [uri] => https://www.healthcare.gov/blog/the-time-to-file-taxes-is-almost-over-heres-what-to-know [title] => The time to file taxes is almost over. Here’s what to know [timestamp] => 1712188800 [author] => Healthcare.gov [content] =>

The last day to file your 2023 federal income taxes is April 15, 2024. If anyone in your household had Marketplace coverage in 2023, you’ll use Form 1095-A, Health Insurance Marketplace® Statement to file. (If you didn’t get Form 1095-A in your Marketplace account or by mail, or if the information on it is wrong, contact the Marketplace Call Center.)

Picture reminder with a calendar to save the date with text “Don’t forget to file your taxes by April 15, 2024.”

How to “reconcile” your tax credit

If you (or anyone in your household) qualified for or used the premium tax credit to lower your Marketplace plan premium at any point in 2023:

You’ll use your Form 1095-A to fill out IRS Form 8962, Premium Tax Credit (PDF, 110 KB) to reconcile your 2023 premium tax credit when you file your taxes.
Any difference between the amount of premium tax credit you used last year and the premium tax credit you actually qualify for based on your final income will affect your refund or taxes you owe.
Report any differences on your taxes and include Form 8962 when you file.
Get step-by-step directions on how to reconcile.

[enclosures] => Array ( ) [categories] => Array ( ) [uid] => [description] =>

How to “reconcile” your tax credit

If you (or anyone in your household) qualified for or used the premium tax credit to lower your Marketplace plan premium at any point in 2023:

You’ll use your Form 1095-A to fill out IRS Form 8962, Premium Tax Credit (PDF, 110 KB) to reconcile your 2023 premium tax credit when you file your taxes.
Any difference between the amount of premium tax credit you used last year and the premium tax credit you actually qualify for based on your final income will affect your refund or taxes you owe.
Report any differences on your taxes and include Form 8962 when you file.
Get step-by-step directions on how to reconcile.

[link] => https://www.healthcare.gov/blog/the-time-to-file-taxes-is-almost-over-heres-what-to-know [guid] => https://www.healthcare.gov/blog/the-time-to-file-taxes-is-almost-over-heres-what-to-know [pubDate] => Thu, 04 Apr 2024 00:00:00 GMT [dc] => Array ( [creator] => Healthcare.gov ) ) [20] => Array ( [uri] => https://www.healthcare.gov/blog/life-change-you-may-qualify-for-a-special-enrollment-period [title] => Find out if you qualify for a Special Enrollment Period [timestamp] => 1710979200 [author] => Healthcare.gov [content] =>

You may be able to enroll in or change your Marketplace plan outside of Open Enrollment. Life events or changes may open a Special Enrollment Period for you.

Two women holding moving boxes and smiling, with text, "Life change? Your savings and coverage options may change, too."

What kinds of life events?

Changes in household, like getting married or having a baby
Changes in residence, like moving or going away to school
Loss of health insurance, like job-based or individual coverage

Get a full list of qualifying life events.

I experienced a life event. What do I do next?

Report your change to the Marketplace by updating your application. You can do this online, by phone, or in person.

Not sure if you qualify for a Special Enrollment Period? Answer a few questions and find out your options. We'll also tell you if you may qualify for free or low-cost health coverage through Medicaid or the Children’s Health Insurance Program (CHIP).

[enclosures] => Array ( ) [categories] => Array ( ) [uid] => [description] =>

You may be able to enroll in or change your Marketplace plan outside of Open Enrollment. Life events or changes may open a Special Enrollment Period for you.

What kinds of life events?

Changes in household, like getting married or having a baby
Changes in residence, like moving or going away to school
Loss of health insurance, like job-based or individual coverage

Get a full list of qualifying life events.

I experienced a life event. What do I do next?

Report your change to the Marketplace by updating your application. You can do this online, by phone, or in person.

[link] => https://www.healthcare.gov/blog/life-change-you-may-qualify-for-a-special-enrollment-period [guid] => https://www.healthcare.gov/blog/life-change-you-may-qualify-for-a-special-enrollment-period [pubDate] => Thu, 21 Mar 2024 00:00:00 GMT [dc] => Array ( [creator] => Healthcare.gov ) ) [21] => Array ( [uri] => https://www.healthcare.gov/blog/file-your-taxes-using-form-1095-a-health-insurance-marketplace-statement [title] => File your taxes using Form 1095-A, Health Insurance Marketplace Statement® [timestamp] => 1709769600 [author] => Healthcare.gov [content] =>

The tax filing deadline is April 15, 2024. If anyone in your household had a Marketplace plan in 2023, use Form 1095-A, Health Insurance Marketplace^®, to file your federal taxes. You’ll get this form from the Marketplace, not the IRS.

Blank tax form graphic with the words “Form 1095-A: Find it, Check it, Use it.”

It’s important to review your Form 1095-A and reconcile your premium tax credit because it could impact your refund or the amount of taxes you owe.

Check your online account for Form 1095-A

If you didn’t get your Form 1095-A in the mail, or you can’t find it, check yourMarketplace account.

Under "Your applications," select your 2023 application.
Select “Tax Forms” from the menu on the left.
Download all 1095-A forms shown on the screen.

Check your Form 1095-A to make sure your information is correct. If you can’t find your form or think there’s a mistake, contact the Marketplace Call Center.

“Reconcile” using Form 1095-A

If you (or anyone in your household) qualified for or used the premium tax credit to lower your Marketplace plan premium:

Use your Form 1095-A to fill out IRSForm 8962 (PDF, 110 KB) to reconcile — to check if there's any difference between the premium tax credit you used and the amount you actually qualify for on your taxes.
Get step-by-step directions on how to reconcile.
You’ll include Form 8962 with your federal tax return.

[enclosures] => Array ( ) [categories] => Array ( ) [uid] => [description] =>

It’s important to review your Form 1095-A and reconcile your premium tax credit because it could impact your refund or the amount of taxes you owe.

Check your online account for Form 1095-A

If you didn’t get your Form 1095-A in the mail, or you can’t find it, check yourMarketplace account.

Under "Your applications," select your 2023 application.
Select “Tax Forms” from the menu on the left.
Download all 1095-A forms shown on the screen.

Check your Form 1095-A to make sure your information is correct. If you can’t find your form or think there’s a mistake, contact the Marketplace Call Center.

“Reconcile” using Form 1095-A

If you (or anyone in your household) qualified for or used the premium tax credit to lower your Marketplace plan premium:

Use your Form 1095-A to fill out IRSForm 8962 (PDF, 110 KB) to reconcile — to check if there's any difference between the premium tax credit you used and the amount you actually qualify for on your taxes.
Get step-by-step directions on how to reconcile.
You’ll include Form 8962 with your federal tax return.

[link] => https://www.healthcare.gov/blog/file-your-taxes-using-form-1095-a-health-insurance-marketplace-statement [guid] => https://www.healthcare.gov/blog/file-your-taxes-using-form-1095-a-health-insurance-marketplace-statement [pubDate] => Thu, 07 Mar 2024 00:00:00 GMT [dc] => Array ( [creator] => Healthcare.gov ) ) [22] => Array ( [uri] => https://www.healthcare.gov/blog/health-insurance-and-your-taxes [title] => Health insurance and your taxes [timestamp] => 1708560000 [author] => Healthcare.gov [content] =>

If you had Marketplace coverage at any point in 2023 and got the premium tax credit, here’s what you need to know about filing your federal taxes.

Laptop with a reminder and tax form with text “Use Form 1095-A to reconcile your premium tax credit.”

Keep yourForm 1095-Ain a safe place

This form has important information about the Marketplace plans your household had in 2023.

You should have gotten Form 1095-A in the mail, or check yourMarketplace account.
If you didn’t get this form,contact the Marketplace Call Center.

Check that your Form1095-A is correct

Make sure your household and coverage information, the "second lowest cost Silver Plan" amount, and the monthly premium are correct.
If you find a mistake,contact the Marketplace Call Center.

"Reconcile" with your Form 1095-A

If you qualified for or used the premium tax credit to lower your Marketplace plan premium:

Use the information from your Form 1095-A to complete Part II of Form 8962 (PDF, 110 KB).
If there’s a difference between the amount of the premium tax credit you used during the year and the amount you actually qualify for, it will impact your refund or the amount of taxes you owe.
You’ll include Form 8962 with your federal tax return. Get details on how to reconcile.

[enclosures] => Array ( ) [categories] => Array ( ) [uid] => [description] =>

If you had Marketplace coverage at any point in 2023 and got the premium tax credit, here’s what you need to know about filing your federal taxes.

Keep yourForm 1095-Ain a safe place

This form has important information about the Marketplace plans your household had in 2023.

You should have gotten Form 1095-A in the mail, or check yourMarketplace account.
If you didn’t get this form,contact the Marketplace Call Center.

Check that your Form1095-A is correct

Make sure your household and coverage information, the "second lowest cost Silver Plan" amount, and the monthly premium are correct.
If you find a mistake,contact the Marketplace Call Center.

"Reconcile" with your Form 1095-A

If you qualified for or used the premium tax credit to lower your Marketplace plan premium:

Use the information from your Form 1095-A to complete Part II of Form 8962 (PDF, 110 KB).
If there’s a difference between the amount of the premium tax credit you used during the year and the amount you actually qualify for, it will impact your refund or the amount of taxes you owe.
You’ll include Form 8962 with your federal tax return. Get details on how to reconcile.

[link] => https://www.healthcare.gov/blog/health-insurance-and-your-taxes [guid] => https://www.healthcare.gov/blog/health-insurance-and-your-taxes [pubDate] => Thu, 22 Feb 2024 00:00:00 GMT [dc] => Array ( [creator] => Healthcare.gov ) ) [23] => Array ( [uri] => https://www.healthcare.gov/blog/now-that-youre-covered-know-how-to-use-your-insurance [title] => Now that you’re covered, know how to use your insurance! [timestamp] => 1707436800 [author] => Healthcare.gov [content] =>

Get the most out of your Marketplace coverage with answers to some common questions, like how to use your coverage and what’s covered.

Woman checking a computer with text “Know your Marketplace plan.

How do I use my coverage?

• Get more information about using your coverage, like getting regular and emergency care and how to improve your health.
• Learn how to put your health first (PDF, 1820 KB). You’ll find tips on how to find providers and prepare for appointments.

What’s covered?

All Marketplace plans cover:

• 10 essential health benefits, including prescription drugs, emergency services, hospitalization, laboratory services, and mental health and substance use disorder services.
• Free preventive health services at no cost to you when delivered by a doctor or provider in your plan's network.
• Treatment for pre-existing conditions.
• Some prescription drugs. Your plan’s list of covered drugs is called a “formulary.” Find your plan’s formulary by calling Member Services, or review your Summary of Benefits and Coverage.

How do I find a doctor?

You’ll usually get the best cost for services when you use “in-network” providers. You may be able to use providers who aren’t in your plan’s network, but you may pay more.

Learn how to find a doctor in your plan's network.

[enclosures] => Array ( ) [categories] => Array ( ) [uid] => [description] =>

Get the most out of your Marketplace coverage with answers to some common questions, like how to use your coverage and what’s covered.

How do I use my coverage?

What’s covered?

All Marketplace plans cover:

How do I find a doctor?

You’ll usually get the best cost for services when you use “in-network” providers. You may be able to use providers who aren’t in your plan’s network, but you may pay more.

Learn how to find a doctor in your plan's network.

[link] => https://www.healthcare.gov/blog/now-that-youre-covered-know-how-to-use-your-insurance [guid] => https://www.healthcare.gov/blog/now-that-youre-covered-know-how-to-use-your-insurance [pubDate] => Fri, 09 Feb 2024 00:00:00 GMT [dc] => Array ( [creator] => Healthcare.gov ) ) [24] => Array ( [uri] => https://www.healthcare.gov/blog/its-tax-season-check-your-mail-for-form-1095-a [title] => It's tax season! Check your mail for Form 1095-A [timestamp] => 1706140800 [author] => Healthcare.gov [content] =>

Did someone in your household have a Marketplace plan in 2023? When you file your taxes, you’ll need Form 1095-A, Health Insurance Marketplace®Statement. This form comes from the Marketplace, not the IRS.

1. Find your form

It'll be in your mailbox by early February, or in your Marketplace account now. Get step-by-step instructions to find your Form 1095-A online.

2. Check your form

Is it correct? It should include information about any Marketplace plans that members of your household had last year.

3. Use your form

If it’s accurate, use the information on your 1095-A form to "reconcile"any premium tax credit you or your household qualified for or used. To reconcile, you compare two amounts: the premium tax credit you used in advance during the year; and the amount of tax credit you qualify for based on your final income.

Find a problem or mistake? Contact the Marketplace Call Center to get a corrected form. Don't file your federal taxes until you get a corrected version.

[enclosures] => Array ( ) [categories] => Array ( ) [uid] => [description] =>

1. Find your form

It'll be in your mailbox by early February, or in your Marketplace account now. Get step-by-step instructions to find your Form 1095-A online.

2. Check your form

Is it correct? It should include information about any Marketplace plans that members of your household had last year.

3. Use your form

Find a problem or mistake? Contact the Marketplace Call Center to get a corrected form. Don't file your federal taxes until you get a corrected version.

[link] => https://www.healthcare.gov/blog/its-tax-season-check-your-mail-for-form-1095-a [guid] => https://www.healthcare.gov/blog/its-tax-season-check-your-mail-for-form-1095-a [pubDate] => Thu, 25 Jan 2024 00:00:00 GMT [dc] => Array ( [creator] => Healthcare.gov ) ) [25] => Array ( [uri] => https://www.healthcare.gov/blog/explore-your-health-care-options-after-open-enrollment [title] => Explore your health care options after Open Enrollment [timestamp] => 1705449600 [author] => Healthcare.gov [content] =>

Marketplace Open Enrollment for health coverage in 2024 ended January 15. If you missed the Open Enrollment window, you might still have options for health coverage for the rest of the year.

Smiling man wearing brown sweater using his laptop next to the text “What are your options outside Open Enrollment?"

Your health coverage options

You may qualify for a Special Enrollment Period to get coverage or change plans if:

Your income falls within a certain range
You had a qualifying life event, like losing health coverage, getting married, having or adopting a baby, or moving

If eligible, you can enroll in Marketplace coverage for the rest of the year outside the annual Open Enrollment Period.

Find out if you qualify

You can also apply for health coverage through Medicaid or the Children’s Health Insurance Program (CHIP) any time if you’re eligible.

These free or low-cost health programs cover hospital stays, doctor services, prescription drugs, and more for children and qualifying adults.
Get more information on these programs.

Now that Open Enrollment is over, learn more about coverage options for the rest of the year.

[enclosures] => Array ( ) [categories] => Array ( ) [uid] => [description] =>

Marketplace Open Enrollment for health coverage in 2024 ended January 15. If you missed the Open Enrollment window, you might still have options for health coverage for the rest of the year.

Your health coverage options

You may qualify for a Special Enrollment Period to get coverage or change plans if:

Your income falls within a certain range
You had a qualifying life event, like losing health coverage, getting married, having or adopting a baby, or moving

If eligible, you can enroll in Marketplace coverage for the rest of the year outside the annual Open Enrollment Period.

Find out if you qualify

You can also apply for health coverage through Medicaid or the Children’s Health Insurance Program (CHIP) any time if you’re eligible.

These free or low-cost health programs cover hospital stays, doctor services, prescription drugs, and more for children and qualifying adults.
Get more information on these programs.

Now that Open Enrollment is over, learn more about coverage options for the rest of the year.

[link] => https://www.healthcare.gov/blog/explore-your-health-care-options-after-open-enrollment [guid] => https://www.healthcare.gov/blog/explore-your-health-care-options-after-open-enrollment [pubDate] => Wed, 17 Jan 2024 00:00:00 GMT [dc] => Array ( [creator] => Healthcare.gov ) ) [26] => Array ( [uri] => https://www.healthcare.gov/blog/going-once-going-twice-open-enrollment-ends-soon [title] => Going once, going twice...Open Enrollment ends soon! [timestamp] => 1704931200 [author] => Healthcare.gov [content] =>

The clock is ticking for you to get health coverage for 2024. Open Enrollment for Marketplace health plans ends January 16. Coverage starts February 1.

A woman’s hand holds a stopwatch with the text “It’s the final countdown! Don’t miss you chance for 2024 health coverage

Act now: Enroll in health coverage that meets your budget & needs

New to HealthCare.gov? Create an account to fill out an application for the first time.
Already have an account? Log in to update your application, compare plans, and change or renew for 2024. Even if you were automatically re-enrolled, it's important to:
- Update any income and household changes. Otherwise, your savings might not be correct.
- Compare plans. There may be new plans and prices that better meet your needs and budget.

Questions? Help is available

Get help applying for Marketplace health insurance.

[enclosures] => Array ( ) [categories] => Array ( ) [uid] => [description] =>

The clock is ticking for you to get health coverage for 2024. Open Enrollment for Marketplace health plans ends January 16. Coverage starts February 1.

Act now: Enroll in health coverage that meets your budget & needs

New to HealthCare.gov? Create an account to fill out an application for the first time.
Already have an account? Log in to update your application, compare plans, and change or renew for 2024. Even if you were automatically re-enrolled, it's important to:
- Update any income and household changes. Otherwise, your savings might not be correct.
- Compare plans. There may be new plans and prices that better meet your needs and budget.

Questions? Help is available

Get help applying for Marketplace health insurance.

[link] => https://www.healthcare.gov/blog/going-once-going-twice-open-enrollment-ends-soon [guid] => https://www.healthcare.gov/blog/going-once-going-twice-open-enrollment-ends-soon [pubDate] => Thu, 11 Jan 2024 00:00:00 GMT [dc] => Array ( [creator] => Healthcare.gov ) ) [27] => Array ( [uri] => https://www.healthcare.gov/blog/dont-miss-out-get-coverage-for-this-year [title] => Don’t miss out – get coverage for this year! [timestamp] => 1704412800 [author] => Healthcare.gov [content] =>

Time is running out – your window to apply for, renew, or change your Marketplace plan for 2024 coverage ends on January 15.

A calendar with a flag pin with text on top “Don’t miss out on 2024 Marketplace coverage"

Not sure where to start?

If you’re new to HealthCare.gov, create an account and check out some helpful tips about the Marketplace.

Already have a plan?

Whether you want to keep your current plan or are looking for a new one, it’s important to log in and update any income or household changes so you get the right savings. You may also discover new plans that better fit your needs.

Don’t miss out – make sure you’re covered today.

[enclosures] => Array ( ) [categories] => Array ( ) [uid] => [description] =>

Time is running out – your window to apply for, renew, or change your Marketplace plan for 2024 coverage ends on January 15.

Not sure where to start?

If you’re new to HealthCare.gov, create an account and check out some helpful tips about the Marketplace.

Already have a plan?

Don’t miss out – make sure you’re covered today.

[link] => https://www.healthcare.gov/blog/dont-miss-out-get-coverage-for-this-year [guid] => https://www.healthcare.gov/blog/dont-miss-out-get-coverage-for-this-year [pubDate] => Fri, 05 Jan 2024 00:00:00 GMT [dc] => Array ( [creator] => Healthcare.gov ) ) [28] => Array ( [uri] => https://www.healthcare.gov/blog/to-begin-your-coverage-make-sure-you-pay-your-monthly-premium [title] => To begin your coverage, make sure you pay your monthly premium [timestamp] => 1703116800 [author] => Healthcare.gov [content] =>

To start your new 2024 Marketplace coverage, pay the first premium. This is the amount you pay every month to the health insurance company to keep your coverage.

How to pay your monthly premium to start your coverage

Follow your insurance company’s instructions on how to pay.

Pay online. You might be able to pay your first premium through your Marketplace account or through your insurance company.
If you can't pay online, your insurance company should tell you how to pay your premium. If they didn't, reach out to them.
If you aren’t sure you paid, check your Marketplace account to find out if your coverage is active.

Get details on how to pay your premium to complete your enrollment.

[enclosures] => Array ( ) [categories] => Array ( ) [uid] => [description] =>

To start your new 2024 Marketplace coverage, pay the first premium. This is the amount you pay every month to the health insurance company to keep your coverage.

How to pay your monthly premium to start your coverage

Follow your insurance company’s instructions on how to pay.

Pay online. You might be able to pay your first premium through your Marketplace account or through your insurance company.
If you can't pay online, your insurance company should tell you how to pay your premium. If they didn't, reach out to them.
If you aren’t sure you paid, check your Marketplace account to find out if your coverage is active.

Get details on how to pay your premium to complete your enrollment.

[link] => https://www.healthcare.gov/blog/to-begin-your-coverage-make-sure-you-pay-your-monthly-premium [guid] => https://www.healthcare.gov/blog/to-begin-your-coverage-make-sure-you-pay-your-monthly-premium [pubDate] => Thu, 21 Dec 2023 00:00:00 GMT [dc] => Array ( [creator] => Healthcare.gov ) ) [29] => Array ( [uri] => https://www.healthcare.gov/blog/beat-the-deadline-open-enrollment-ends-in-1-month [title] => Beat the deadline! Open Enrollment ends in 1 month [timestamp] => 1702684800 [author] => Healthcare.gov [content] =>

Act now — don't miss the January 16 deadline to apply for, re-enroll in, or change 2024 health insurance. This holiday season, give yourself the peace of mind that comes with taking care of your health.

A woman with glasses smiling and typing on laptop with text "Act Now! Open enrollment ends January 16.

Important deadlines to know

January 16, 2024: Deadline to apply for and enroll in 2024 coverage.
February 1, 2024: Coverage starts.

Apply & enroll now

New to HealthCare.gov? Create an account to fill out an application for the first time.
Have 2023 Marketplace coverage? Log in to update your application, compare plans, and enroll or renew for 2024.

Don't miss your chance!

If you miss the deadline, you may have to wait until next year to get coverage. You can only enroll in or change your health plan for 2024 after January 16 if you qualify for a Special Enrollment Period.

Get help now if you have questions or need help applying.

[enclosures] => Array ( ) [categories] => Array ( ) [uid] => [description] =>

Important deadlines to know

January 16, 2024: Deadline to apply for and enroll in 2024 coverage.
February 1, 2024: Coverage starts.

Apply & enroll now

New to HealthCare.gov? Create an account to fill out an application for the first time.
Have 2023 Marketplace coverage? Log in to update your application, compare plans, and enroll or renew for 2024.

Don't miss your chance!

Get help now if you have questions or need help applying.

[link] => https://www.healthcare.gov/blog/beat-the-deadline-open-enrollment-ends-in-1-month [guid] => https://www.healthcare.gov/blog/beat-the-deadline-open-enrollment-ends-in-1-month [pubDate] => Sat, 16 Dec 2023 00:00:00 GMT [dc] => Array ( [creator] => Healthcare.gov ) ) ) )